Consultation Disclaimer

1. Informational and Strategic Nature

All consultations provided by the Company are informational, strategic, educational, and opinion-based only.

Consultations do not constitute legal advice, immigration representation, tax advice, financial advice, investment

advice, fiduciary services, or licensed professional representation.

2. Consultation Scope Limitations

Consultations are limited to the scheduled scope and timeframe only. The Company is not obligated to provide

unlimited follow-up, emergency support, after-hours responses, daily messaging, document preparation, legal filing,

or ongoing representation unless expressly agreed in writing.

3. No Fiduciary or Professional Licensed Relationship

No fiduciary, attorney-client, accountant-client, financial advisory, agency, broker-client, or governmental

representative relationship is created through consultations, communications, website use, or payment.

4. No Guarantee of Outcomes

The Company makes no guarantees regarding approvals, timelines, tax treatment, investment performance,

healthcare access, residency outcomes, citizenship outcomes, banking approvals, government processing, real

estate outcomes, or personal satisfaction.

5. Time-Sensitive Information

International laws, immigration policies, tax rules, banking requirements, investment environments, healthcare

systems, and governmental processes may change without notice. Consultation information may become outdated

immediately after delivery. Clients are solely responsible for independently verifying all information with official

sources and licensed professionals.

6. Recording and Redistribution Restrictions

Clients may not record consultations where prohibited by law, redistribute consultation materials, republish

communications, screenshot proprietary materials, train AI systems using Company content, or commercially exploit

Company information without prior written consent.

7. Emotional and Lifestyle Expectations Disclaimer

Lifestyle satisfaction, cultural adaptation, healthcare experiences, business conditions, retirement quality, family

adjustment, and relocation experiences are subjective and vary significantly between individuals. The Company

makes no guarantees regarding personal satisfaction, emotional outcomes, or lifestyle expectations.

8. Consultation Payments and Refunds

Consultation fees reserve professional time, strategy, preparation, expertise, and limited availability. Consultation

fees are non-refundable once scheduled or delivered unless otherwise agreed in writing. Missed appointments, late

arrivals, or client cancellations may be forfeited according to Company policy.

9. Communication Policy

Unless otherwise agreed in writing, consultations do not include unlimited messaging, unlimited revisions, after-hours

support, emergency availability, or indefinite follow-up. The Company may define response windows, communication

channels, and boundaries for all client engagements.

10. Malicious Conduct and Reputational Harm

The Company reserves the right to pursue legal remedies against malicious conduct including defamatory

campaigns, false reviews, extortion attempts, intentional reputational harm, bad-faith disputes, fraudulent

chargebacks, harassment, threats, or business interference. Such conduct may result in legal enforcement, injunctive relief, recovery of attorney’s fees,

monetary damages, and claims for damages and perjuicios under Texas law.

11. Contact Information

L&V International Relocation

Houston, Texas, USA

Website: www.lvrelocation.com

12. Acceptance

By accessing the website, communicating with the Company, booking consultations, submitting information,

downloading materials, making payments, or engaging with the Company in any capacity, the Client acknowledges

that they have read, understood, and voluntarily agreed to this Legal Framework Suite, including the Master Legal

Disclaimer, Terms of Service, Privacy Policy, Cookie Policy, and Consultation Disclaimer.

13. Nature of Services

L&V International Relocation is a private strategic international relocation and lifestyle advisory firm operating in a

consultative and informational capacity only. The Company may provide strategic relocation guidance, residency

pathway orientation, retirement relocation consulting, educational materials, country comparisons, concierge

coordination, lifestyle advisory, international transition planning, and introductions to independent third-party

professionals. All services are educational, strategic, consultative, opinion-based, and informational only.

14. No Legal, Immigration, Tax, Financial, or Investment Advice

The Company is not a law firm, immigration practice, CPA firm, investment advisory firm, securities broker, fiduciary,

real estate brokerage, financial institution, or governmental representative. Nothing communicated by the Company

shall constitute legal advice, tax advice, immigration representation, fiduciary obligations, financial planning,

investment recommendations, securities recommendations, licensed professional representation, or guaranteed

outcomes. Clients are solely responsible for consulting licensed professionals before making legal, financial,

immigration, tax, investment, business, healthcare, banking, or relocation decisions.

15. No Guarantee of Results

The Company makes absolutely no guarantees regarding visas, residency approvals, citizenship approvals,

immigration outcomes, banking approvals, tax advantages, investment profitability, real estate appreciation, business

success, healthcare outcomes, political stability, quality of life, governmental processing times, third-party

performance, or personal satisfaction. International relocation and investment activity involve substantial uncertainty,

changing laws, economic risk, governmental discretion, and personal variables outside the Company’s control.

16. Client Assumes Full Responsibility

The Client acknowledges that all relocation, immigration, business, tax, financial, healthcare, banking, and

investment decisions are voluntary and undertaken entirely at the Client’s own risk. The Client assumes full

responsibility for due diligence, legal compliance, tax compliance, immigration filings, investments, business

operations, healthcare decisions, travel decisions, document accuracy, and all resulting consequences.

17. Third-Party Providers & Independent Professionals

The Company may refer Clients to independent attorneys, CPAs, immigration professionals, developers, relocation

coordinators, banks, real estate professionals, contractors, insurance providers, translators, or other service

providers. All third parties operate independently from the Company. The Company does not supervise third parties,

does not guarantee licensing status, competence, ethics, availability, pricing, outcomes, or performance, and

assumes no liability for third-party conduct, negligence, fraud, omissions, disputes, delays, losses, or damages.

18. International Risk Disclaimer

Clients acknowledge that international relocation and international business activity may involve political instability,

corruption, crime, currency fluctuations, banking restrictions, economic instability, healthcare variability, travel risks,

civil unrest, natural disasters, infrastructure limitations, governmental unpredictability, cultural differences, and rapidly

changing laws or regulations. The Company shall not be liable for adverse outcomes resulting from international

conditions.

19. Limitation of Liability

To the maximum extent permitted by law, the Company and its owners, officers, affiliates, employees, contractors,

representatives, agents, successors, assigns, and partners shall not be liable for indirect damages, incidental

damages, consequential damages, punitive damages, emotional distress, reputational damages, lost profits,

business interruption, denied applications, governmental actions, investment losses, travel expenses, healthcare

outcomes, exchange rate losses, banking restrictions, data breaches, cyberattacks, relocation costs, or any losses

arising from Company services, communications, materials, website content, referrals, or consultations. Under no

circumstance shall the Company’s total liability exceed the amount paid by the Client during the ninety (90) days

preceding the event giving rise to the claim.

20. Branding, Logos & Intellectual Property Protection

All Company branding, logos, slogans, trade dress, visual identity, website design, proprietary documents, relocation

guides, consultation systems, strategies, graphics, videos, photographs, workflows, written materials, and

commercial identity elements are strictly protected intellectual property. No person or entity may copy, imitate,

reproduce, replicate, modify, distribute, reverse engineer, commercially exploit, impersonate, or create confusingly

similar branding, materials, designs, names, offers, visual systems, or business identity without prior written

authorization. Unauthorized use may result in cease and desist actions, monetary damages, injunctive relief,

recovery of attorney’s fees, and claims for damages and perjuicios under applicable law.

21. Client Conduct & Malicious Behavior

Clients agree to act professionally, ethically, truthfully, and lawfully in all interactions with the Company. The

Company reserves the absolute right to terminate services without refund if a Client engages in harassment,

manipulation, extortion attempts, defamatory conduct, reputational attacks, malicious complaints, false reviews,

chargeback abuse, threats, fraudulent conduct, abusive communication, intentional interference with operations, or

conduct intended to damage the Company. Clients acknowledge that malicious conduct causing financial harm,

operational harm, reputational damage, business interference, loss of clients, or damage to the Company’s brand

may result in legal action, monetary damages, injunctive relief, attorney’s fees, and claims for damages and

perjuicios under Texas law.

22. Non-Disparagement

Clients agree not to knowingly publish or distribute false, misleading, malicious, defamatory, manipulated, or

intentionally damaging statements regarding the Company, its owners, employees, affiliates, contractors, partners, or

brand. This provision does not restrict truthful statements protected by applicable law.

23. Fees, Payments & Chargebacks

All payments are final, non-refundable, and earned immediately unless otherwise agreed in writing. Advisory

services involve reserved professional time, intellectual property, strategic consulting, preparation, limited availability,

and professional opportunity cost. Fraudulent payment disputes, chargebacks, or bad-faith financial disputes may

result in termination of services, collections activity, reporting to financial institutions, legal enforcement, recovery of

attorney’s fees, and additional claims for damages.

24. Confidentiality & Digital Communication Risks

The Company exercises reasonable efforts to protect Client information and confidential communications; however,

no website, digital platform, email system, cloud provider, CRM, booking system, payment processor, or storage

method is fully secure. The Company shall not be liable for hacking, interception, malware, phishing, ransomware,

email compromise, unauthorized access, data breaches, system failures, or communication disruptions.

25. Force Majeure

The Company shall not be liable for delays, interruptions, inability to perform, canceled travel, interrupted

communications, or adverse outcomes resulting from natural disasters, war, terrorism, pandemics, cyberattacks,

governmental restrictions, airline disruptions, labor disputes, utility failures, civil unrest, economic crises, acts of God,

international instability, or circumstances beyond reasonable control.

26. Arbitration & Dispute Resolution

Any dispute arising from Company services shall first be attempted to be resolved through good-faith negotiation. If

unresolved, disputes shall be resolved exclusively through binding arbitration in Harris County, Texas. Clients waive

jury trial rights, class action participation, collective claims, and punitive damage claims to the maximum extent

permitted by law. The prevailing party shall be entitled to recover reasonable attorney’s fees and legal costs.

27. Governing Law & Jurisdiction

These Terms shall be governed exclusively by the laws of the State of Texas, United States. Exclusive venue and

jurisdiction shall reside in Harris County, Texas.

28. Right to Refuse Service

The Company reserves the absolute right to refuse, suspend, terminate, or decline future service for any lawful

reason, including unethical behavior, abusive conduct, reputational risk, fraud concerns, conflicts of interest,

operational incompatibility, unreasonable demands, or inappropriate communication.

29. Modifications

The Company reserves the right to modify this legal framework at any time without prior notice. Continued use of

Company services, website, consultations, materials, or communications constitutes acceptance of revised terms.